About Ledger | The Salford Journal of Accounting and Finance

Ledger | The Salford Journal of Accounting and Finance is an open access, peer-reviewed academic journal hosted by University of Salford. The journal aims to provide an outlet aimed specifically at supporting emerging researchers and practitioners, including students and early career academics, to publish and disseminate their scholarly research and applied insights.

The journal has a wide scope to encompass the full range of topics across the diverse field of accounting and finance, including (but not limited to):

  • Financial reporting
  • Corporate finance
  • Auditing
  • Taxation
  • Management accounting
  • Public sector finance
  • Performance management
  • Financial markets
  • Microfinance
  • Development Finance 
  • Associated topics such as FinTech

We also welcome interdisciplinary studies that connect accounting and finance with fields such as technology, education, sustainability, and policy. We publish empirical research, theoretical studies, critical reviews, and case studies. The journal is accepting submissions now and there is no cost to either submit work or for subsequent publication. 

Volume 1 • Issue 1 • Aspects of finance

Introduction


Editor's note

Editor's note

Muhammad Khan

2026-05-11 Volume 1 • Issue 1 • Aspects of finance

Articles


The role of return on assets (ROA) in bank profitability: A case study of Ghana Commercial Bank

The role of return on assets (ROA) in bank profitability: A case study of Ghana Commercial Bank

Derrick Incoom and Charles Nimoh

2025-04-08 Volume 1 • Issue 1 • Aspects of finance

A study of the impact of work placements and social background on graduate outcomes within Salford Business School

A study of the impact of work placements and social background on graduate outcomes within Salford Business School

Geoffrey Evans

2025-04-10 Volume 1 • Issue 1 • Aspects of finance • 12-52

The effects of financial literacy on investors in the UK stock market

The effects of financial literacy on investors in the UK stock market

M Zeeshan

2026-02-05 Volume 1 • Issue 1 • Aspects of finance

FinTech Usage and Money Laundering Exposure - A Deep Dive Analysis

FinTech Usage and Money Laundering Exposure - A Deep Dive Analysis

Nafisa Usman, Marie Griffith and Ashraful Alam

2026-02-24 Volume 1 • Issue 1 • Aspects of finance

Impact of Political Instability on Technological Innovation

Impact of Political Instability on Technological Innovation

Muhammad Arsalan Khalid

2026-05-01 Volume 1 • Issue 1 • Aspects of finance

Digital Public Infrastructure, Financial Inclusion, and the Governance Imperative in Development Finance

Digital Public Infrastructure, Financial Inclusion, and the Governance Imperative in Development Finance

Muhammad Khan and Shahrukh Khan

2026-05-08 Volume 1 • Issue 1 • Aspects of finance